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1 |
Fair Debt Collections Procedures Act
The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.
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188 |
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2 |
Real Estate Settlement Procedures
The Real Estate Settlement Procedures Act of 1974 (RESPA) (12 USC 2601-
17) became effective on June 20, 1975. The act requires lenders, mortgage
brokers, or servicers of home loans to provide borrowers with pertinent and
timely disclosures of the nature and costs of the real estate settlement process.
The act also protects borrowers against certain abusive practices, such as
kickbacks, and places limitations upon the use of escrow accounts.
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317 |
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3 |
The U.S. Patriot Act
The Act increases the ability of law enforcement agencies to search telephone, e-mail communications, medical, financial, and other records; eases restrictions on foreign intelligence gathering within the United States; expands the Secretary of the Treasury’s authority to regulate financial transactions, particularly those involving foreign individuals and entities; and enhances the discretion of law enforcement and immigration authorities in detaining and deporting immigrants suspected of terrorism-related acts.
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256 |
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4 |
Fair Housing Act
The Fair Housing Act prohibits housing discrimination on the basis of race, color, religion, sex, disability, familial status, and national origin. Its coverage includes private housing, housing that receives Federal financial assistance, and State and local government housing.
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312 |
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5 |
Antitrust Case Filings
This link contains electronic versions of selected documents filed by the Department of Justice since December 1994. Cases are listed alphabetically by the last name of individual defendants, by company name, or by the entity's first name. Amicus curiae briefs are listed by plaintiff's name.
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371 |
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6 |
Hud Issues New Mortgage Rules To Help Consumers Shop For Lower Cost Home Loans
Hud Issues New Mortgage Rules To Help Consumers Shop For Lower Cost Home Loans
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160 |
